Variable Products & Fund Subaccounts — Prospectuses and Reports

ONcore Series
Variable Products Updating Summary Prospectus Prospectus Statement of Additional Information
ONcore Flex Summary Prospectus Statutory Prospectus SAI
ONcore Flex II Summary Prospectus Statutory Prospectus SAI
ONcore Lite Summary Prospectus Statutory Prospectus SAI
ONcore Lite II Summary Prospectus Statutory Prospectus SAI
ONcore Lite III Summary Prospectus Statutory Prospectus SAI
ONcore Premier (sold before October 1, 2012) Summary Prospectus Statutory Prospectus SAI
ONcore Premier (sold on or after October 1, 2012) Summary Prospectus Statutory Prospectus SAI
ONcore Premier II Summary Prospectus Statutory Prospectus SAI
ONcore Select Summary Prospectus Statutory Prospectus SAI
ONcore Ultra Summary Prospectus Statutory Prospectus SAI
ONcore Ultra II Summary Prospectus Statutory Prospectus SAI
ONcore Value (sold before October 1, 2012) Summary Prospectus Statutory Prospectus SAI
ONcore Value (sold on or after October 1, 2012) Summary Prospectus Statutory Prospectus SAI
ONcore Wealth Foundation Summary Prospectus Statutory Prospectus SAI
ONcore Wrap Summary Prospectus Statutory Prospectus SAI
ONcore Xtra (sold before October 1, 2012) Summary Prospectus Statutory Prospectus SAI
ONcore Xtra (sold on or after October 1, 2012) Summary Prospectus Statutory Prospectus SAI
ONcore Xtra II Summary Prospectus Statutory Prospectus SAI
Available Funds
Fund Subaccounts Summary
Prospectus
Prospectus Statement of Additional Information Annual Report Semiannual
Report
Q1 Holdings Q3 Holdings
ON AB Mid Cap Core Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON AB Small Cap Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON Balanced Model Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON BlackRock Advantage International Equity Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON BlackRock Advantage Large Cap Core Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON BlackRock Advantage Large Cap Growth Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON BlackRock Advantage Large Cap Value Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON BlackRock Advantage Small Cap Growth Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON BlackRock Balanced Allocation Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON Bond Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON Federated Core Plus Bond Fund Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON Federated High Income Bond Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON Growth Model Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON Janus Henderson Forty Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON Moderately Conservative Model Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON Moderate Growth Model Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON Nasdaq-100® Index Portfolio2 Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON Risk Managed Balanced Portfolio1 Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON S&P 500® Index Portfolio3 Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON S&P MidCap 400® Index Portfolio4 Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AB VPS Dynamic Asset Allocation Portfolio1 (Class B) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
AB VPS Global Risk Allocation-Moderate Portfolio1 (Class B) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
AB VPS Growth and Income Portfolio (Class B) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
AB VPS Small Cap Growth Portfolio (Class B) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
BNY Mellon Appreciation Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Federated Hermes Kaufmann Fund II (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Federated Hermes Managed Volatility Fund II1 (Primary Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Federated Hermes Managed Volatility Fund II1 (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Fidelity® VIP Contrafund® Portfolio (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Fidelity® VIP Equity-Income Portfolio (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Fidelity® VIP Government Money Market Portfolio5 (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Fidelity® VIP Growth Portfolio (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Fidelity® VIP Mid Cap Portfolio (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Fidelity® VIP Real Estate Portfolio (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Fidelity® VIP Target Volatility Portfolio1 (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Franklin Allocation VIP Fund (Class 4) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Franklin DynaTech VIP Fund (Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Franklin DynaTech VIP Fund (Class 4) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Franklin Income VIP Fund (Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Franklin Income VIP Fund (Class 4) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Franklin Templeton Foreign VIP Fund (Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Franklin Templeton Foreign VIP Fund (Class 4) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Franklin VolSmart Allocation VIP Fund1 (Class 5) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Goldman Sachs Global Trends Allocation Fund1 (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Goldman Sachs Large Cap Value Fund (Institutional Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Goldman Sachs Large Cap Value Fund (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Goldman Sachs Strategic Growth Fund (Institutional Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Goldman Sachs Strategic Growth Fund (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Goldman Sachs U.S. Equity Insights Fund (Institutional Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Goldman Sachs U.S. Equity Insights Fund (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Invesco V.I. Balanced-Risk Allocation Fund1 (Series II) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Invesco V.I. Comstock Fund (Series I) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Invesco V.I. International Growth Fund (Series II) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Ivy VIP Asset Strategy (Class II) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Ivy VIP Natural Resources (Class II) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Ivy VIP Science and Technology (Class II) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Janus Henderson VIT Balanced Portfolio (Institutional Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Janus Henderson VIT Balanced Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Janus Henderson VIT Flexible Bond Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Janus Henderson VIT Global Research Portfolio (Institutional Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Janus Henderson VIT Global Research Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Janus Henderson VIT Overseas Portfolio (Institutional Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Janus Henderson VIT Overseas Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Janus Henderson VIT Research Portfolio (Institutional Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Janus Henderson VIT Research Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Janus Henderson VIT U.S. Low Volatility Portfolio1 (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
JPMorgan Insurance Trust Mid Cap Value Portfolio (Class I) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
JPMorgan Insurance Trust Small Cap Core Portfolio (Class I) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Lazard Retirement Emerging Markets Equity (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Lazard Retirement Global Dynamic Multi-Asset1 (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Lazard Retirement International Equity Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Lazard Retirement US Small-Mid Cap Equity Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Legg Mason ClearBridge Variable Dividend Strategy Portfolio (Class I Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Legg Mason ClearBridge Variable Large Cap Value Portfolio (Class I Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Legg Mason Western Asset Core Plus VIT Portfolio (Class II Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
MFS® Massachusetts Investors Growth Stock (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
MFS® Mid Cap Growth Series (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
MFS® New Discovery Series (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
MFS® Total Return Series (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Morgan Stanley VIF Core Plus Fixed Income Portfolio (Class I) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Morgan Stanley VIF Core Plus Fixed Income Portfolio (Class II) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Morgan Stanley VIF Growth Portfolio (Class II) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Morgan Stanley VIF U.S. Real Estate Portfolio (Class I) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Morgan Stanley VIF U.S. Real Estate Portfolio (Class II) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Neuberger Berman AMT Mid Cap Intrinsic Value Portfolio (S Class Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
PIMCO CommodityRealReturn® Strategy Portfolio (Administrative Share Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
PIMCO Global Bond Opportunities Portfolio (Unhedged) (Administrative Share Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
PIMCO Global Diversified Allocation Portfolio1 (Administrative Share Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
PIMCO Low Duration Portfolio (Administrative Share Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
PIMCO Real Return Portfolio (Administrative Share Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
PIMCO Short-Term Portfolio (Administrative Share Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
PIMCO Total Return Portfolio (Administrative Share Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
PSF PGIM Jennison Focused Blend Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
PSF PGIM Jennison Growth Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
QS Legg Mason Dynamic Multi-Strategy VIT Portfolio1 (Class I Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Royce Micro-Cap Portfolio (Investment Class Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Royce Small-Cap Portfolio (Investment Class Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
TOPS® Managed Risk Balanced ETF Portfolio1 (Class 3 Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
TOPS® Managed Risk Balanced ETF Portfolio1 (Class 2 Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
TOPS® Managed Risk Growth ETF Portfolio1 (Class 3 Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
TOPS® Managed Risk Growth ETF Portfolio1 (Class 2 Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
TOPS® Managed Risk Moderate Growth ETF Portfolio1 (Class 3 Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
TOPS® Managed Risk Moderate Growth ETF Portfolio1 (Class 2 Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Wells Fargo VT Discovery Fund (Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Wells Fargo VT Opportunity Fund (Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3

1Because the Managed Volatility Portfolios (MVPs) are managed to mitigate downside risk, they may underperform during periods of market appreciation.

2The Nasdaq-100®, Nasdaq-100 Index®, and Nasdaq® are registered trademarks of The NASDAQ OMX Group, Inc. (which with its affiliates is referred to as “NASDAQ OMX”) and have been licensed for use by Ohio National. The portfolio and our products have not been passed on by NASDAQ OMX as to their legality or suitability. NASDAQ OMX does not sponsor, endorse, sell or promote the portfolio or our products. NASDAQ OMX MAKES NO WARRANTIES AND BEARS NO LIABILITY WITH RESPECT TO THE PORTFOLIO OR OUR PRODUCTS.

3The S&P 500® Index is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”), and has been licensed for use by Ohio National Investments, Inc. (“ONI”) Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by ONI. The S&P 500® Index Portfolio of Ohio National Fund, Inc. is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500® Index.

4The S&P MidCap 400® Index is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”), and has been licensed for use by Ohio National Investments, Inc. (“ONI”) Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by ONI. The S&P MidCap 400® Index Portfolio of Ohio National Fund, Inc. is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P MidCap 400® Index.

5You could lose money by investing in the fund. Although the fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Fidelity Investments and its affiliates, the fund’s sponsor, have no legal obligation to provide financial support to the fund, and you should not expect that the sponsor will provide financial support to the fund at any time. The fund will not impose a fee upon the sale of your shares, nor temporarily suspend your ability to sell shares if the fund’s weekly liquid assets fall below 30% of its total assets because of market conditions or other factors.

Not a deposit | Not FDIC insured | Not guaranteed by any bank | May lose value | Not insured by any government agency

Variable annuity issuer: The Ohio National Life Insurance Company

Registered product distributor: Ohio National Equities, Inc., Member FINRA

Variable annuities are sold by prospectuses, which contain more complete information including fees, surrender (contingent deferred sales) charges and other costs that may apply.

Product, product features and rider availability vary by state. Issuer not licensed to conduct business in NY.

Top Series
Variable Products Annual Update Notice Separate Account Financials Insurance Co Financials
Top Explorer Annual Notice Separate Account Financials Insurance Co Financials
Top Variable Annuities A – Top Plus, Top Traditional, Top 1, Flexible Premium Combination Annuity, Annual Payment Combination Variable Annuity, Investar Vision/Top Spectrum Annual Notice Separate Account Financials Insurance Co Financials
Top Variable Annuities B – Top Plus, Top Traditional, Top 1, Flexible Premium Combination Annuity, Annual Payment Combination Variable Annuity Annual Notice Separate Account Financials Insurance Co Financials
Available Funds
Fund Subaccounts Summary
Prospectus
Prospectus Statement of Additional Information Annual Report Semiannual
Report
Q1 Holdings Q3 Holdings
ON AB Mid Cap Core Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON AB Small Cap Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON BlackRock Advantage International Equity Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON BlackRock Advantage Large Cap Core Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON BlackRock Advantage Large Cap Growth Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON BlackRock Advantage Large Cap Value Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON BlackRock Advantage Small Cap Growth Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON BlackRock Balanced Allocation Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON Bond Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON Federated Core Plus Bond Fund Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON Federated High Income Bond Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON Janus Henderson Forty Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON Nasdaq-100® Index Portfolio2 Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON Risk Managed Balanced Portfolio1 Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON S&P 500® Index Portfolio3 Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON S&P MidCap 400® Index Portfolio4 Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AB VPS Dynamic Asset Allocation Portfolio1 (Class B) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
AB VPS Global Risk Allocation-Moderate Portfolio1 (Class B) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
BNY Mellon Appreciation Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Calvert VP S&P 500 Index Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Federated Hermes Kaufmann Fund II (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Federated Hermes Managed Volatility Fund II1 (Primary Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Fidelity® VIP Contrafund® Portfolio (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Fidelity® VIP Equity-Income Portfolio (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Fidelity® VIP Equity-Income Portfolio (Initial Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Fidelity® VIP Government Money Market Portfolio5 (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Fidelity® VIP Growth Portfolio (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Fidelity® VIP Growth Portfolio (Initial Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Fidelity® VIP High Income Portfolio (Initial Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Fidelity® VIP Mid Cap Portfolio (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Fidelity® VIP Real Estate Portfolio (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Fidelity® VIP Target Volatility Portfolio1 (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Franklin Allocation VIP Fund (Class 4) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Franklin DynaTech VIP Fund (Class 4) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Franklin Income VIP Fund (Class 4) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Franklin Templeton Foreign VIP Fund (Class 4) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Franklin VolSmart Allocation VIP Fund1 (Class 5) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Goldman Sachs Global Trends Allocation Fund1 (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Goldman Sachs Large Cap Value Fund (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Goldman Sachs Strategic Growth Fund (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Goldman Sachs U.S. Equity Insights Fund (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Invesco V.I. Balanced-Risk Allocation Fund1 (Series II) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Invesco V.I. International Growth Fund (Series II) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Ivy VIP Asset Strategy (Class II) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Ivy VIP Natural Resources (Class II) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Ivy VIP Science and Technology (Class II) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Janus Henderson VIT Balanced Portfolio (Institutional Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Janus Henderson VIT Balanced Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Janus Henderson VIT Flexible Bond Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Janus Henderson VIT Global Research Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Janus Henderson VIT Overseas Portfolio (Institutional Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Janus Henderson VIT Overseas Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Janus Henderson VIT Research Portfolio (Institutional Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Janus Henderson VIT Research Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Janus Henderson VIT U.S. Low Volatility Portfolio1 (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
JPMorgan Insurance Trust Mid Cap Value Portfolio (Class I) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
JPMorgan Insurance Trust Small Cap Core Portfolio (Class I) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Lazard Retirement Emerging Markets Equity (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Lazard Retirement Global Dynamic Multi-Asset1 (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Lazard Retirement International Equity Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Lazard Retirement US Small-Mid Cap Equity Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Legg Mason ClearBridge Variable Dividend Strategy Portfolio (Class I Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Legg Mason ClearBridge Variable Large Cap Value Portfolio (Class I Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Legg Mason Western Asset Core Plus VIT Portfolio (Class II Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
MFS® Massachusetts Investors Growth Stock (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
MFS® Mid Cap Growth Series (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
MFS® New Discovery Series (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
MFS® Total Return Series (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Morgan Stanley VIF Core Plus Fixed Income Portfolio (Class II) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Morgan Stanley VIF Growth Portfolio (Class II) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Morgan Stanley VIF U.S. Real Estate Portfolio (Class I) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Morgan Stanley VIF U.S. Real Estate Portfolio (Class II) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Neuberger Berman AMT Mid Cap Intrinsic Value Portfolio (S Class Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
PIMCO CommodityRealReturn® Strategy Portfolio (Administrative Share Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
PIMCO Global Bond Opportunities Portfolio (Unhedged) (Administrative Share Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
PIMCO Global Diversified Allocation Portfolio1 (Administrative Share Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
PIMCO Low Duration Portfolio (Administrative Share Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
PIMCO Real Return Portfolio (Administrative Share Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
PIMCO Total Return Portfolio (Administrative Share Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
PSF PGIM Jennison Focused Blend Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
PSF PGIM Jennison Growth Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
QS Legg Mason Dynamic Multi-Strategy VIT Portfolio1 (Class I Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Royce Micro-Cap Portfolio (Investment Class Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Royce Small-Cap Portfolio (Investment Class Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
TOPS® Managed Risk Balanced ETF Portfolio1 (Class 2 Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
TOPS® Managed Risk Growth ETF Portfolio1 (Class 2 Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
TOPS® Managed Risk Moderate Growth ETF Portfolio1 (Class 2 Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Wells Fargo VT Discovery Fund (Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Wells Fargo VT Opportunity Fund (Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Available Funds — Annual Payment Combination Variable Annuity and Flexible Premium Combination Variable Annuity
Fund Subaccounts Summary
Prospectus
Prospectus Statement of Additional Information Annual Report Semiannual
Report
Q1 Holdings Q3 Holdings
ON BlackRock Advantage Large Cap Core Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings

1Because the Managed Volatility Portfolios (MVPs) are managed to mitigate downside risk, they may underperform during periods of market appreciation.

2The Nasdaq-100®, Nasdaq-100 Index®, and Nasdaq® are registered trademarks of The NASDAQ OMX Group, Inc. (which with its affiliates is referred to as “NASDAQ OMX”) and have been licensed for use by Ohio National. The portfolio and our products have not been passed on by NASDAQ OMX as to their legality or suitability. NASDAQ OMX does not sponsor, endorse, sell or promote the portfolio or our products. NASDAQ OMX MAKES NO WARRANTIES AND BEARS NO LIABILITY WITH RESPECT TO THE PORTFOLIO OR OUR PRODUCTS.

3The S&P 500® Index is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”), and has been licensed for use by Ohio National Investments, Inc. (“ONI”) Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by ONI. The S&P 500® Index Portfolio of Ohio National Fund, Inc. is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500® Index.

4The S&P MidCap 400® Index is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”), and has been licensed for use by Ohio National Investments, Inc. (“ONI”) Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by ONI. The S&P MidCap 400® Index Portfolio of Ohio National Fund, Inc. is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P MidCap 400® Index.

5You could lose money by investing in the fund. Although the fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Fidelity Investments and its affiliates, the fund’s sponsor, have no legal obligation to provide financial support to the fund, and you should not expect that the sponsor will provide financial support to the fund at any time. The fund will not impose a fee upon the sale of your shares, nor temporarily suspend your ability to sell shares if the fund’s weekly liquid assets fall below 30% of its total assets because of market conditions or other factors.

Not a deposit | Not FDIC insured | Not guaranteed by any bank | May lose value | Not insured by any government agency

Variable annuity issuer: The Ohio National Life Insurance Company

Registered product distributor: Ohio National Equities, Inc., Member FINRA

Variable annuities are sold by prospectuses, which contain more complete information including fees, surrender (contingent deferred sales) charges and other costs that may apply.

Product, product features and rider availability vary by state. Issuer not licensed to conduct business in NY.

Retirement Advantage
Variable Products Annual Update Notice Separate Account Financials Insurance Co Financials
Retirement Advantage Annual Notice Separate Account Financials Insurance Co Financials
Available Funds
Fund Subaccounts Summary
Prospectus
Prospectus Statement of Additional Information Annual Report Semiannual
Report
Q1 Holdings Q3 Holdings
ON AB Mid Cap Core Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON AB Small Cap Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON BlackRock Advantage International Equity Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON BlackRock Advantage Large Cap Core Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON BlackRock Advantage Large Cap Growth Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON BlackRock Advantage Large Cap Value Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON BlackRock Advantage Small Cap Growth Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON BlackRock Balanced Allocation Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON Bond Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON Federated Core Plus Bond Fund Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON Federated High Income Bond Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON Janus Henderson Forty Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON Nasdaq-100® Index Portfolio2 Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON Risk Managed Balanced Portfolio1 Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON S&P 500® Index Portfolio3 Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
ON S&P MidCap 400® Index Portfolio4 Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AB VPS Dynamic Asset Allocation Portfolio1 (Class B) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
BNY Mellon Appreciation Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Calvert VP S&P 500 Index Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Federated Hermes Kaufmann Fund II (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Federated Hermes Managed Volatility Fund II1 (Primary Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Federated Hermes Managed Volatility Fund II1 (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Fidelity® VIP Contrafund® Portfolio (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Fidelity® VIP Equity-Income Portfolio (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Fidelity® VIP Government Money Market Portfolio5 (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Fidelity® VIP Growth Portfolio (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Fidelity® VIP Mid Cap Portfolio (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Fidelity® VIP Real Estate Portfolio (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Fidelity® VIP Target Volatility Portfolio1 (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Franklin Allocation VIP Fund (Class 4) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Franklin DynaTech VIP Fund (Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Franklin Income VIP Fund (Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Franklin Templeton Foreign VIP Fund (Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Goldman Sachs Global Trends Allocation Fund1 (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Goldman Sachs Large Cap Value Fund (Institutional Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Goldman Sachs Strategic Growth Fund (Institutional Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Goldman Sachs U.S. Equity Insights Fund (Institutional Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Invesco V.I. Balanced-Risk Allocation Fund1 (Series II) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Invesco V.I. International Growth Fund (Series II) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Ivy VIP Asset Strategy (Class II) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Ivy VIP Natural Resources (Class II) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Ivy VIP Science and Technology (Class II) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Janus Henderson VIT Balanced Portfolio (Institutional Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Janus Henderson VIT Balanced Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Janus Henderson VIT Global Research Portfolio (Institutional Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Q3
Janus Henderson VIT Global Research Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI