Variable Products & Fund Subaccounts — Prospectuses and Reports

NScore Series
Variable Products Annual Update Notice Separate Account Financials Insurance Co Financials
NScore Flex Annual Update Notice Separate Account Financials Insurance Co Financials
NScore Lite Annual Update Notice Separate Account Financials Insurance Co Financials
NScore Lite II Annual Update Notice Separate Account Financials Insurance Co Financials
NScore Lite III Annual Update Notice Separate Account Financials Insurance Co Financials
NScore Premier Annual Update Notice Separate Account Financials Insurance Co Financials
NScore Premier II Annual Update Notice Separate Account Financials Insurance Co Financials
NScore Value Annual Update Notice Separate Account Financials Insurance Co Financials
NScore Xtra Annual Update Notice Separate Account Financials Insurance Co Financials
NScore Xtra II Annual Update Notice Separate Account Financials Insurance Co Financials
Available Funds
Fund Subaccounts Summary
Prospectus
Prospectus Statement of Additional Information Annual Report Semiannual
Report
Q1 Holdings Q3 Holdings
AVIP AB Mid Cap Core Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP AB Risk Managed Balanced Portfolio1 Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP AB Small Cap Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP Balanced Model Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP BlackRock Advantage International Equity Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP BlackRock Advantage Large Cap Core Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP BlackRock Advantage Large Cap Growth Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP BlackRock Advantage Large Cap Value Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP BlackRock Advantage Small Cap Growth Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP BlackRock Balanced Allocation Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP Bond Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP Federated Core Plus Bond Fund Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP Federated High Income Bond Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP Fidelity Institutional AM® Equity Growth Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP Growth Model Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP Intech U.S. Low Volatility Portfolio1 Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP iShares Managed Risk Balanced Portfolio1 Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP iShares Managed Risk Growth Portfolio1 Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings N/A
AVIP iShares Managed Risk Moderate Growth Portfolio1 Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings N/A
AVIP Moderately Conservative Model Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP Moderate Growth Model Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP Nasdaq-100® Index Portfolio2 Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP S&P 500® Index Portfolio3 Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP S&P MidCap 400® Index Portfolio4 Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AB VPS Global Risk Allocation-Moderate Portfolio1 (Class B) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AB VPS Relative Value Portfolio (Class B) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AB VPS Small Cap Growth Portfolio (Class B) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Allspring VT Opportunity Fund (Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
BNY Mellon Appreciation Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Delaware Ivy VIP Asset Strategy (Class II) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Delaware Ivy VIP Natural Resources (Class II) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Delaware Ivy VIP Science and Technology (Class II) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Federated Hermes Kaufmann Fund II (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Fidelity® VIP Equity-Income Portfolio (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Fidelity® VIP Government Money Market Portfolio5 (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Fidelity® VIP Growth Portfolio (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Fidelity® VIP Mid Cap Portfolio (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Fidelity® VIP Real Estate Portfolio (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Fidelity® VIP Target Volatility Portfolio1 (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Franklin Allocation VIP Fund (Class 4) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Franklin DynaTech VIP Fund (Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Franklin DynaTech VIP Fund (Class 4) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Franklin Income VIP Fund (Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Franklin Income VIP Fund (Class 4) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Franklin Templeton Foreign VIP Fund (Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Franklin Templeton Foreign VIP Fund (Class 4) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Franklin VolSmart Allocation VIP Fund1 (Class 5) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Goldman Sachs Strategic Growth Fund (Institutional Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Goldman Sachs Strategic Growth Fund (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Goldman Sachs Trend Driven Allocation Fund1 (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Goldman Sachs U.S. Equity Insights Fund (Institutional Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Goldman Sachs U.S. Equity Insights Fund (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Invesco V.I. EQV International Equity Fund (Series II) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Janus Henderson VIT Balanced Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Janus Henderson VIT Flexible Bond Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Janus Henderson VIT Global Research Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Janus Henderson VIT Overseas Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Janus Henderson VIT Research Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Lazard Retirement Emerging Markets Equity (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Lazard Retirement Global Dynamic Multi-Asset1 (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Lazard Retirement International Equity Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Lazard Retirement US Small Cap Equity Select Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Legg Mason ClearBridge Variable Dividend Strategy Portfolio (Class I Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Legg Mason ClearBridge Variable Large Cap Value Portfolio (Class I Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
LVIP JPMorgan Small Cap Core Fund (Standard Class) Summary Prospectus Statutory Prospectus SAI N/A Semi-Annual Report N/A N/A
MFS® Massachusetts Investors Growth Stock (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
MFS® Mid Cap Growth Series (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
MFS® New Discovery Series (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
MFS® Total Return Series (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Morgan Stanley VIF Growth Portfolio (Class II) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Neuberger Berman AMT Mid Cap Intrinsic Value Portfolio (S Class Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
PIMCO CommodityRealReturn® Strategy Portfolio (Administrative Share Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
PIMCO Global Bond Opportunities Portfolio (Unhedged) (Administrative Share Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
PIMCO Low Duration Portfolio (Administrative Share Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
PIMCO Real Return Portfolio (Administrative Share Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
PIMCO Short-Term Portfolio (Administrative Share Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Royce Micro-Cap Portfolio (Investment Class Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Royce Small-Cap Portfolio (Investment Class Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings

1Because the Managed Volatility Portfolios (MVPs) are managed to mitigate downside risk, they may underperform during periods of market appreciation.

2The Nasdaq-100®, Nasdaq-100 Index®, and Nasdaq® are registered trademarks of The NASDAQ OMX Group, Inc. (which with its affiliates is referred to as “NASDAQ OMX”) and have been licensed for use by AuguStar℠. The portfolio and our products have not been passed on by NASDAQ OMX as to their legality or suitability. NASDAQ OMX does not sponsor, endorse, sell or promote the portfolio or our products. NASDAQ OMX MAKES NO WARRANTIES AND BEARS NO LIABILITY WITH RESPECT TO THE PORTFOLIO OR OUR PRODUCTS.

3The S&P 500® Index is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”), and has been licensed for use by Ohio National Investments, Inc. (“ONI”) Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by ONI. The S&P 500® Index Portfolio of AuguStar℠ Variable Insurance Products Fund, Inc. is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500® Index.

4The S&P MidCap 400® Index is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”), and has been licensed for use by Ohio National Investments, Inc. (“ONI”) Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by ONI. The S&P MidCap 400® Index Portfolio of AuguStar℠ Variable Insurance Products Fund, Inc. is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P MidCap 400® Index.

5You could lose money by investing in the fund. Although the fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Fidelity Investments and its affiliates, the fund’s sponsor, have no legal obligation to provide financial support to the fund, and you should not expect that the sponsor will provide financial support to the fund at any time. The fund will not impose a fee upon the sale of your shares, nor temporarily suspend your ability to sell shares if the fund’s weekly liquid assets fall below 30% of its total assets because of market conditions or other factors.

Not a deposit | Not FDIC insured | Not guaranteed by any bank | May lose value | Not insured by any government agency

Variable Annuity Issuer: National Security Life and Annuity Company

Variable Annuity Distributor: AuguStar℠ Distributors, Inc., Member FINRA

Variable annuities are sold by prospectuses, which contain more complete information including fees, surrender charges (contingent deferred sales charges) and other costs that may apply.

National Security Life and Annuity Company is financially responsible for the products it offers. AuguStar℠ Distributors, Inc. has no responsibility for the financial condition or contractual obligations of National Security.

The product offerings of National Security Life and Annuity Company are available only in the state of NY.

Security Advantage
Variable Products Annual Update Notice Separate Account Financials Insurance Co Financials
Security Advantage VUL Annual Update Notice Separate Account Financials Insurance Co Financials
Available Funds
Fund Subaccounts Summary
Prospectus
Prospectus Statement of Additional Information Annual Report Semiannual
Report
Q1 Holdings Q3 Holdings
AVIP AB Mid Cap Core Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP AB Small Cap Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP BlackRock Advantage International Equity Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP BlackRock Advantage Large Cap Core Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP BlackRock Advantage Large Cap Value Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP BlackRock Advantage Small Cap Growth Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP BlackRock Balanced Allocation Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP Bond Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP Federated High Income Bond Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP Fidelity Institutional AM® Equity Growth Portfolio Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP Nasdaq-100® Index Portfolio2 Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
AVIP S&P 500® Index Portfolio3 Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
BNY Mellon Appreciation Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Fidelity® VIP Contrafund® Portfolio (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Fidelity® VIP Equity-Income Portfolio (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Fidelity® VIP Government Money Market Portfolio5 (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Fidelity® VIP Growth Portfolio (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Fidelity® VIP Mid Cap Portfolio (Service Class 2) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Goldman Sachs Large Cap Value Fund (Institutional Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Goldman Sachs Strategic Growth Fund (Institutional Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Goldman Sachs U.S. Equity Insights Fund (Institutional Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Janus Henderson VIT Balanced Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Janus Henderson VIT Global Research Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Janus Henderson VIT Overseas Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Janus Henderson VIT Research Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Lazard Retirement Emerging Markets Equity (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Lazard Retirement US Small Cap Equity Select Portfolio (Service Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
LVIP JPMorgan Mid Cap Value Fund (Standard Class) Summary Prospectus Statutory Prospectus SAI N/A Semi-Annual Report N/A N/A
LVIP JPMorgan Small Cap Core Fund (Standard Class) Summary Prospectus Statutory Prospectus SAI N/A Semi-Annual Report N/A N/A
MFS® Massachusetts Investors Growth Stock (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
MFS® Mid Cap Growth Series (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
MFS® New Discovery Series (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
MFS® Total Return Series (Service Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Morgan Stanley VIF U.S. Real Estate Portfolio (Class II) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
PIMCO Global Bond Opportunities Portfolio (Unhedged) (Administrative Share Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
PIMCO Real Return Portfolio (Administrative Share Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
PIMCO Total Return Portfolio (Administrative Share Class) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
PSF PGIM Jennison Blend Portfolio (Class II Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
PSF PGIM Jennison Growth Portfolio (Class II Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Royce Micro-Cap Portfolio (Investment Class Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings
Royce Small-Cap Portfolio (Investment Class Shares) Summary Prospectus Statutory Prospectus SAI Annual Report Semi-Annual Report Q1 Holdings Q3 Holdings

1Because the Managed Volatility Portfolios (MVPs) are managed to mitigate downside risk, they may underperform during periods of market appreciation.

2The Nasdaq-100®, Nasdaq-100 Index®, and Nasdaq® are registered trademarks of The NASDAQ OMX Group, Inc. (which with its affiliates is referred to as “NASDAQ OMX”) and have been licensed for use by AuguStar℠. The portfolio and our products have not been passed on by NASDAQ OMX as to their legality or suitability. NASDAQ OMX does not sponsor, endorse, sell or promote the portfolio or our products. NASDAQ OMX MAKES NO WARRANTIES AND BEARS NO LIABILITY WITH RESPECT TO THE PORTFOLIO OR OUR PRODUCTS.

3The S&P 500® Index is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”), and has been licensed for use by Ohio National Investments, Inc. (“ONI”) Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by ONI. The S&P 500® Index Portfolio of AuguStar℠ Variable Insurance Products Fund, Inc. is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500® Index.

4The S&P MidCap 400® Index is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”), and has been licensed for use by Ohio National Investments, Inc. (“ONI”) Standard & Poor’s® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by ONI. The S&P MidCap 400® Index Portfolio of AuguStar℠ Variable Insurance Products Fund, Inc. is not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P MidCap 400® Index.

5You could lose money by investing in the fund. Although the fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Fidelity Investments and its affiliates, the fund’s sponsor, have no legal obligation to provide financial support to the fund, and you should not expect that the sponsor will provide financial support to the fund at any time. The fund will not impose a fee upon the sale of your shares, nor temporarily suspend your ability to sell shares if the fund’s weekly liquid assets fall below 30% of its total assets because of market conditions or other factors.

Not a deposit | Not FDIC insured | Not guaranteed by any bank | May lose value | Not insured by any government agency

Variable Product Issuer: National Security Life and Annuity Company

Variable Product Distributor: AuguStar℠ Distributors, Inc., Member FINRA

Variable products are sold by prospectuses, which contain more complete information, including fees, surrender charges (contingent deferred sales charges) and other costs that may apply.

National Security Life and Annuity Company is financially responsible for the products it offers. AuguStar℠ Distributors, Inc. has no responsibility for the financial condition or contractual obligations of National Security.

The product offerings of National Security Life and Annuity Company are available only in the state of NY.